I was born in Lagos but schooled in Jos. My father was a soldier and I had always dreamed of being one myself, but due to medical reasons I had to drop out of the academy. Now I run a ship breaking consultancy firm and work in collaboration with the Nigerian Inland Waterways. The major challenge I face in my line of field is finance. Most banks don’t want to finance small businesses as a lot of them believe it’s too much of a risk. I genuinely feel for the younger generation as there’re so many odds stacked against them. A lot of them go to school thinking once they graduate there’s a job waiting for them or banks ready to sponsor their business ideas. If only that were the case.  The Treasury Single Account (TSA) has really exposed the banks and as a result the banks have little or no money. They need encouragement and job prospects to look forward to but unfortunately there’re none. It really amazes me when I read in the news that the government wants to employ 2 million people when they are yet to pay their current staff and still owe former staff several years of unpaid pension. I’ve come across a lot of people with brilliant ideas but no one to give them support. I still can’t believe this is the present state of the country. It’s quite disheartening.